Number of claims settled against total number of claims received
There are some cases where the users deliberatley tries to make a fradulent claim or they mistankenly tries to take a claim for hospitalization which is not included in the policy.
1) Claims Guarantee by Policy.
2) Priority Claim settlement by top insurers: E.g. Max Bupa 30 min guarantee,
IRDAI - The Insurance Regulatory and Development Authority of India (IRDAI) is an autonomous body tasked with regulating and promoting the insurance industries in India.
It completely depends on the nature of the claims received by each insurer and their claims philosophy. Some companies like Max Bupa, Apollo Munich and Religare are very customer focused
The agent can take him to the website and ask him to compare plans and check for pre-exiting diseases
PB Advantage - On Ground Claims Support / Hotline Number and Personal Concierge for Claims Support over call / Largest partner for most Insurance companies; 3000 Cr. of premium last year, so you can trust us